A GOOD THING
My bank called me, someone from the branch, and it took me over a week to return the call.
I'm sure glad I did, wow!
My bank called to tell me I am pre-qualified for an installment loan.
I have been seeing this on my account for a while but ignored it because I don't need a personal loan for anything. The last thing I want is more debt.
But then I saw my FICO score, and it said I could raise it by taking out an installment loan.
And my bank keeps offering me a loan.
SO...... why not?
I figured I'd go in, borrow a small amount, not spend it, and just pay it off early and push up my credit.
.....
That's not what happened.
As it turns out I took out a MUCH lower-interest loan that was enough to pay off ALL of my high-interest debt plus extra!
So I did it. It was a good offer, a good decision, win-win all around.
I never would have done this if the branch person hadn't called me.
I am really ready to go out of hardcore survival into thrival.
I have never known anything except survival.
While it will take me a while to pay off the new loan, it is a set, fixed path and I feel good about it.
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LISA where are you? Did you see my blog settings note? I hope you are ok, I also left a note on your blog.
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CONFESSION TIME
So.......... I'll preface this one by saying I have never had a weight issue in my life.
I have always been small and skinny, But I have also been off meat since I was 16 which cuts out a whole lot of fast food. And I'm not really a fast food person anyhow. I also don't drink soda. I prefer salty to sweet, if I have to choose. A large percentage of my diet for many years has naturally been protein and veg.
That being said, I never worried about the relatively small amount of junk in my diet, because you have to live, too.
This is probably the main reason I maintained my pre-pregnancy weight solidly until July 2019.
That was the month I was stuck at home because I couldn't see, because I had to be out of contact lenses for a month before my cataract surgery. And I REALLY could not see.
My June 2019 physical was normal, then I went for my pre-op in July 2019 and I had gained six pounds! In ONE month!!!!!!! I know why too and I'll get to that.......
Covid lockdown has been pretty terrible, and like everyone else in the world I absolutely took refuge in my most-loved but worst-ever foods. But for the most part my weight held steady until.... it didn't. But it didn't get too far.
I absolutely REFUSE to have a weight issue.
It's partly for health but I'd be lying if I didn't say it is also vanity.
I don't need to be unhappy with my body in that way.
So, 5 1/2 weeks ago I cut out ALL sugar (yes even in my tea) and basically all carbs and starches.
I am down 7 pounds.
I do not feel any different being off sugar, and that's probably because I never had a sugar problem to begin with.
This is what did me in, my crack, my ultimate weakness............
OMG.
I freaking LOVE potato chips.
And very specifically, plain ones and preferably Lays.
I do not care at all about flavored potato chips.
And, I discovered, I don't have the same reaction to other brands.
My grocery store was out of Lays recently and I got another brand and...they were passable but not the same, not even good enough to want to buy them again if needed.
It got me thinking.
There must be something in Lays that is addicting, like a chemical addiction- even though the ingredients are simple.
I googled it.
Turns out I'm right, but I couldn't find anything about addicting chemicals in Lays specifically.
It also turns out that potato chips are literally one of the absolute worst foods to eat, they contribute to fast weight gain, and- very specifically- are as addicting as hard drugs!!!!!!
Wow.
Also, I'm not alone.
(According to this article I'm weird! "After years of being addicted, I don't have a single favorite kind of chip. I really don't care too much, as long as I'm able to eat them. But there's one flavor I'd really prefer not to eat: the basic, salted variety. People who buy that stuff are weird.")
There are scientific articles, Reddit threads from people seriously seeking help, news articles, research........ potato chip addiction is a real thing.
I have been on strict food restriction for 5 1/2 weeks, I mostly feel just fine and am dropping my small amount of extra weight.... but even after all these weeks I'm still thinking about potato chips with way too much longing and fondness.
But I absolutely REFUSE to come out of covid lockdown needing to drop potato chip weight, and it does feel better to have the discipline and keep my body in healthy shape.
But oh man, potato chips...!